Member Agreement/Terms and Conditions

You must agree to the following terms and conditions of use before you access or otherwise use or participate in the Citi Online Community. In order to be a member of this Community, you or anyone in your household or immediate family cannot work for a financial institution or in the market research industry. Your use of this Web site constitutes your agreement with Citi, N.A. (“Citi”), and C Space, to be bound by, and to act in accordance with, these Terms and Conditions. 

Notification of Changes

We may change or revise these Terms and Conditions from time to time by updating this posting. Please visit the Terms and Conditions area each time you visit the Web site to keep up to date with the current terms regarding your use of the Web site. Your continued use of the Web site reaffirms your continuing agreement to the then-current Terms and Conditions. Any future changes to these terms and conditions will be posted on the community Web site.

Your Community Account

Please do not share your Community login credentials with anyone. You received your invitation to participate in the Community based on specific criteria and the invitation was meant for you only. Your inclusion in the Community was based on information you have provided that meets Community selection criteria. Citi or C Space may terminate your access to the Community or to your account without notice to you at C Space or the Citi’s discretion, including if you share your Community access information with anyone, if you misrepresent information relevant to the Community selection criteria, if you violate the Community Code of Conduct, if the market research goals of Citi change, if you fail to actively participate in Community activities, or if you fail to comply with any of the Terms.

Confidentiality

Your invitation to participate in the Citi Online Community is personal and non-transferable. Subject to local law, you may not disclose to others any of the information that we disclose to you or any ideas or information that are generated or shared in the community. Your community member name and password are for your use only. You may not disclose your password to any other person. If confidential information is released, we may have to remove the Community member(s) who released the information, or we may have to shut down the Community entirely.

Assignment

You irrevocably assign to Citi all rights in any ideas or expressions of ideas that you provide to the community. All comments, suggestions, graphics, ideas (including product and advertising ideas), and other information or materials you submit to Citi through this Web site will become and remain the exclusive property of Citi, including any future rights associated with such submissions, even if these Terms and Conditions are later modified or terminated. This means that you disclaim any proprietary rights in such submissions, and you acknowledge Citi’s unrestricted right to use them (or materials or ideas similar to them) in any medium, now and in the future, without notice, compensation or other obligation to you or any other person. It also means that with the exception of your personal information, Citi has no obligation to keep your submissions confidential. 

Privacy

To the extent that you also provide us with any of your personal information, subject to local law, Citi and C Space, will only use such information in accordance with the privacy practices discussed at: Citi® Community Notice at Collection.

Code of Conduct

You agree not to upload, post or transmit to or distribute or otherwise publish through the Web site any materials which (i) restrict or inhibit any other user from using the Web site, or contain a virus or other harmful component, or contain advertising or any form of commercial solicitation, (ii) violate any applicable laws or violate or infringe any rights of third parties (including copyright, trademark, rights of privacy or publicity or any other proprietary right), or (iii) are not appropriate or pertinent to the purpose of the Web site or are libelous, defamatory or offensive. You will agree to abide by the copyrights, trademarks and other intellectual property and proprietary rights of Citi and C Space.

You agree to abide by these rules of conduct:

·         While participating in the Community you will respect the rights of the other members to use the Community as it was intended.

·         You or anyone in your household or immediate family cannot work for a financial institution or in the market research industry. While participating in the Community you will respect the rights of the other members to use the Community as it was intended.

Third Party Sites and Application

Your participation in your Community may require use of mobile device services, including data and/or messaging services. Please be aware that your normal carrier’s rates and fees, such as text messaging fees or data usage fees, will apply and Citi and C Space are not responsible for any charges that may be incurred by you during participation in any mobile device-based Community.

This Web site may contain links to other Web sites for informational purposes and are not intended to suggest any affiliation with Citi and/or C Space unless expressly stated. The reliability, availability and performance of these other Web sites are beyond Citi control, and Citi and C Space make no representations or warranties with respect to such Web sites. Citi and C Space provide these links to you only as a convenience, and the inclusion of any link to such Web sites does not imply endorsement by Citi and C Space of those Web sites. Citi and C Space reserve the right to terminate any link or linking program at any time.

At Citi’s discretion, your Community may include the option to integrate or associate your C Space account with third party services, including social media applications such as Facebook®. If this is the case in your Community, C Space will provide you with instructions for (a) linking your Community Account to your social media account and (b) terminating the link between your Community Account and your social media account.

If this option is available and you choose to integrate your C Space account with third party services or social media sites, C Space and Citi may no longer be able to control who sees or who can access the information associated with or shared through your linked account. Instead, the use of your information and content you share through social media sites will be governed by the privacy policies and privacy settings associated with your social media account. Posting of your content and/or information to any third party site or through any third party service is at your own risk and outside these Terms and Conditions. Our Services do not and cannot control the posting of content or sharing of information by any user to third party sites, including any social media website.

To the extent your Community uses or links to third party sites, applications or services, your use of such sites, applications or services may also be governed by the privacy policies and terms of use of the third party sites and/or applications. We encourage you to review any privacy policies and other agreements that may be applicable to your use of any such third party sites and/or applications.

C Space and Citi are not responsible for the use of your information by these third parties and C Space and Citi makes no guarantee that such third party sites or applications are free from computer viruses or malware. C Space and Citi expressly disclaim all liability for any losses, costs or expenses that you suffer as a result of your use of these third party sites, services and/or applications.

No Duty To Monitor

Citi and C Space are not responsible for content provided by others and are under no obligation to pre-screen content posted within a Community. Citi and C Space retain the right to refuse to post, redact, or delete any content for any reason whatsoever.

Compliance With DMCA

Citi and C Space comply with the provisions of the Digital Millennium Copyright Act (DMCA). The owner or the person entitled to enforce a copyright may notify Citi of any violation of copyright in the community by sending a notice containing the following information:

Send Notice to privacy@cspace.com

Please note that this procedure is solely for notifying Citi that copyrighted material has been infringed. THIS POLICY IS INTENDED TO COMPLY FULLY WITH THE REQUIREMENTS OF THE ONLINE COPYRIGHT INFRINGEMENT LIABILITY LIMITATION ACT.

Membership

Your membership in and access to the Citi Online Community is strictly at the discretion of Citi and C Space and may be revoked at any time without cause and without notice. You hereby release Citi and/or C Space from any and all liability that may arise in connection with your use of the Citi Online Community.

Material That You Share With the Community

By agreeing to these terms, and participating in the Community, you irrevocably assign to Citi and C Space all rights in any ideas or expressions of ideas that you provide during your participation in the Community. All comments, suggestions, graphics, ideas (including product and advertising ideas), and other information or materials you submit, post, upload, or otherwise provide to Citi and C Space through the Community will become and remain the exclusive property of Citi and C Space, including any future rights associated with such submissions, even if these Terms and Conditions are later modified or terminated. This means that you disclaim any proprietary rights in such submissions, and you acknowledge Citi and C Space unrestricted right to use and/or assign or otherwise transfer them (or materials or ideas similar to them) in any medium, now and in the future, without notice, compensation or other obligation to you or any other person.

Release and Waiver

You further agree to release and waive all claims against Citi and/or C Space with respect to any intellectual property or other proprietary rights, rights of privacy and publicity, rights of attribution, or any other liability under the applicable laws. You agree to indemnify and hold Citi and C Space harmless from all claims, actions, damages, costs, judgments, penalties or expenses of any kind whatsoever (including reasonable attorneys’ fees except as provided herein), which may be obtained against, suffered by, or imposed upon Citi and/or C Space, and/or their officers, directors, agents or affiliates as a result of any claim for its use of any information you provide through the community that is proprietary, confidential or protected by the laws of any jurisdiction.

Warranty

Citi and C Space do not represent or endorse the correctness, accuracy, reliability or any other aspect of advice, opinion, statement or other information distributed through the Citi Online Community, and reserves the right to remove any content from the community Web site that it deems inappropriate.

Citi and/or its agencies, and/or C Space, endeavor to maintain this Web site and its operation, but is not, and cannot be, responsible for the results of any defects that may exist in the Web site or its operation. As to the operation of the Web site, Citi, and C Space, expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to all implied warranties of merchantability or fitness for a particular purpose, title and non-infringement. Citi, and C Space, make no warranty that (i) the operation of the Web site will meet the user's requirements; (ii) access to the Web site will be uninterrupted, timely, secure, free of viruses, worms, trojan horses or other harmful components, or free of defects or errors; (iii) the results that may be obtained from the use of the Web site will be accurate or reliable; or (iv) defects will be corrected. You (and not Citi and/or C Space) assume the entire cost of all servicing, repair, or correction that may be necessary for your computer equipment and software as a result of any viruses, errors or any other problems whatsoever you may have as a result of visiting this Web site.

Limitation of Liability

Under no circumstances shall Citi and/or C Space, and/or their agencies be liable for any damages or injury, including any direct, special, incidental, consequential, punitive or other damages, that may result from the use of, or the inability to use, the Web site or any materials in this site, whether in an action of contract, negligence or other tortious action, arising out of or in connection with the use or performance of the Web site or information available in the Web site. Citi and/or C Space shall not be liable even if Citi or a Citi authorized representative has been advised of the possibility of such damages. These include but are not limited to damages or injury caused by error, omission, interruption, defect, failure of performance, delay in operation or transmission, line failure or computer virus, worm, trojan horse or other harmful component.

You agree to defend, indemnify and hold Citi and/or C Space, and/or their agencies harmless from any claim or demand made by any third party against Citi and/or C Space due or arising out of your participation in the Citi Online Community and/or any breach by you of the provisions of this agreement.

Jurisdiction

These Terms and Conditions and any disputes arising under or related to these Terms and Conditions (whether for breach of contract, tortious conduct or otherwise) will be governed by the laws of the State of New York, without reference to its conflicts of law principles. You agree to submit to jurisdiction in New York and further agree that any cause of action arising under this Agreement may be brought in a court in New York County, New York, and you hereby accept and submit to the personal jurisdiction of these courts with respect to any legal actions, suits or proceedings arising out of these Terms and Conditions. You also waive to the fullest extent permitted by law any right to a trial by jury in any action, suit or proceeding brought to enforce, defend or interpret any right or remedies under, or arising in connection with or relating to, these Terms and Conditions.

Whom to Contact

If you have submitted personal information through this Citi site or interactive advertisement or other communication, and would like that information deleted from our records, please contact your community facilitator at helpdesk@cspace.com.

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